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Our Services

  • Credit Counseling
  • Share Accounts
  • Certificates of Deposits (CD’s)
  • Christmas/Vacation Clubs
  • Checking Accounts
  • Auto Loans New/Used
  • Personal Loans
  • First Mortgage Loans
  • Tuition Loans
  • Share Secured or CD Secured Loans
  • Signature Loans
  • Home Repair Loans
  • Payroll Deductions
  • Direct Deposits
  • Mastercard Credit Card
  • Pride Loans (Alternative to Pay-day Loans / Title Loans)
  • Home Equity Loans
  • IRS VITA Program Site
    (Volunteer Income Tax Services)
  • Notary Service
  • ATM/ Debit Card
  • Bill Payment Center
    (Utilities, Credit Cards, Cell Phones)


Membership in the Toledo urban Federal Credit union is open to individuals and their immediate family members who live, work, worship, perform volunteer services or participate in associations headquartered in the target area. A client or person participating in programs to alleviate poverty or distress which are located within the target area; incorporated and unincorporated businesses located in the target area or maintaining a facility in the target area, and organizations of such persons are also invited to join.

The par value of a regular share in this Credit Union is $25.00. As a cooperative, each member is required to own at least one $25.00 share in a primary share savings account at the credit union to take advantage of other services and accounts offered. One time membership fee of $10.00 is also required.